The takeaway
Credicorp Ltd shows a slight seasonal lean over 10 years of data — strongest in February (+2.0%) and softest in June (0.0%).
Right now
In July, the stock has risen 70% of years, averaging +0.6%, roughly 1.5 pts behind the S&P 500.
The full picture
Credicorp Ltd's most dependable month has been February, higher in 7 of 10 years; June has been its least reliable, up just 50% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Win rate % | ||||||||||||
| Median return % | ||||||||||||
| 2025 | ||||||||||||
| 2024 | ||||||||||||
| 2023 | ||||||||||||
| 2022 | ||||||||||||
| 2021 | ||||||||||||
| 2020 | ||||||||||||
| 2019 | ||||||||||||
| 2018 | ||||||||||||
| 2017 | ||||||||||||
| 2016 |
Month by month
The stock's clearest edge over the S&P 500 lands in January (+2.8 pts); it has trailed the market most in March (−2.1 pts).
“vs S&P” is Credicorp Ltd’s average for a month minus the S&P 500’s average for that same month — isolating Credicorp Ltd’s own seasonal edge from broad market drift.
Reality check
Over the last 5 years, February has closed higher 80% of the time versus 70% across the last 10 years — the pattern is strengthening.
Figures are the typical (median) February return and how often it rose — the last 5 years versus the last 10(the heatmap’s default window). This verdict stays anchored to that 10-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
Dependability is the through-line here. February stands out, higher in 7 of 10 Februaries, but it heads a clutch of months that pull the year reliably upward.
The headline flatters a touch — its +2.0% average sits well above the +0.5% a typical year delivers, the work of a few big Februaries. That reliability comes with real swings, mind — even February ranges by 8.7% from year to year, so any single year can land far from the average. Crucially, the gain is the stock's own rather than a rising tide's: February has cleared the S&P 500 by +2.3 points above the index. It bucks the broad tape, besides: February lifts just 49% of stocks across the market.
The strength clusters rather than stands alone — February–April forms a firm stretch that carries much of the year. At the other end of the calendar, June is the year's quietest corner, essentially flat on average, and the edge isn't year-round — the stock has trailed the S&P 500 in March, July, and April. Its roughest month on record was a −24.8% March in 2020 — a reminder of how hard even a seasonal name can fall.
If anything it has sharpened recently — the last five Februaries run ahead of the earlier years.
The takeaway is less about when to buy than what to expect: February aside, the stock's months offer little reliable tilt.
Short answers on the stock's best month (February), its worst (June), and whether it really trades seasonally.
Only mildly. The stock's months are fairly even — February is the firmest (+2.0%) and June the softest (0.0%), a narrow spread that points to weak seasonality rather than a strong calendar effect.
February has been the strongest, averaging +2.0% and closing higher in 7 of 10 years since 2016.
It's the weakest, averaging 0.0% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade