The takeaway
Southern California Bancorp Common Stock shows a pronounced seasonal pattern over 6 years of data — strongest in November (+14.4%) and softest in March (−3.3%).
Right now
In July, the stock has risen 67% of years, averaging +2.0% — essentially in line with the S&P 500.
The full picture
Southern California Bancorp Common Stock's most dependable month has been November, higher in 5 of 6 years; March has been its least reliable, up just 20% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Win rate % | ||||||||||||
| Median return % | ||||||||||||
| 2025 | ||||||||||||
| 2024 | ||||||||||||
| 2023 | ||||||||||||
| 2022 | ||||||||||||
| 2021 | ||||||||||||
| 2020 | — | — | — | — |
Month by month
The stock's clearest edge over the S&P 500 lands in November (+12.0 pts); it has trailed the market most in March (−4.3 pts).
“vs S&P” is Southern California Bancorp Common Stock’s average for a month minus the S&P 500’s average for that same month — isolating Southern California Bancorp Common Stock’s own seasonal edge from broad market drift.
Reality check
Over the last 5 years, November has closed higher 80% of the time versus 83% across the last 6 years — the pattern is weakening.
Figures are the typical (median) November return and how often it rose — the last 5 years versus the last 6(the heatmap’s default window). This verdict stays anchored to that 6-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
This is a stock you can almost set a calendar by, and November is the anchor — it has closed higher in 5 of 6 Novembers, the steadiest beat on its year.
Read it with one caveat: the average (+14.4%) runs well ahead of the median (+7.2%), so a handful of outsized years — not steady strength — do much of the lifting. That reliability comes with real swings, mind — even November ranges by 15.7% from year to year, so any single year can land far from the average. Better still, that strength is the stock's own and not just a buoyant market — November has outpaced the S&P 500 by +12.0 points on average. Few peers keep such company in November — the typical stock clears it just 62% of the time.
It doesn't stand entirely alone — January, June, and July have leaned firm as well, if less emphatically. At the other end of the calendar, March has been the soft spot — the weakest of 3 months that average a loss (−3.3%), and the edge isn't year-round — the stock has trailed the S&P 500 in March, April, and February. Its roughest month on record was a −15.0% March in 2023 — a reminder of how hard even a seasonal name can fall.
The pattern has softened of late, November's last five years slipping below its longer-run record.
For a stock this dependable in November, the sharper question is the rest of the year — outside its strong stretch, the calendar gives far less to lean on. With a short 6-year record, the signal is best held loosely.
Short answers on the stock's best month (November), its worst (March), and whether it really trades seasonally.
Yes, to a pronounced degree. Since 2020 its best month (November, +14.4%) has run well ahead of its worst (March, −3.3%) — the heatmap above shows how steady that gap has been year to year.
November has been the strongest, averaging +14.4% and closing higher in 5 of 6 years since 2020.
It's the weakest, averaging −3.3% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade