The takeaway
Esquire Financial Holdings Inc shows a pronounced seasonal pattern over 9 years of data — strongest in October (+3.6%) and softest in March (−5.4%).
Right now
In July, the stock has risen 56% of years, averaging +4.3%, about +2.1 pts better than the S&P 500.
The full picture
Esquire Financial Holdings Inc's most dependable month has been October, higher in 7 of 9 years; March has been its least reliable, up just 38% of the time.
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Month by month
The stock's clearest edge over the S&P 500 lands in January (+7.7 pts); it has trailed the market most in March (−6.4 pts).
“vs S&P” is Esquire Financial Holdings Inc’s average for a month minus the S&P 500’s average for that same month — isolating Esquire Financial Holdings Inc’s own seasonal edge from broad market drift.
Reality check
Over the last 5 years, October has closed higher 80% of the time versus 78% across the last 9 years — the pattern is strengthening.
Figures are the typical (median) October return and how often it rose — the last 5 years versus the last 9(the heatmap’s default window). This verdict stays anchored to that 9-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
Dependability is the through-line here. October stands out, higher in 7 of 9 Octobers, but it heads a clutch of months that pull the year reliably upward.
The headline flatters a touch — its +3.6% average sits well above the +1.6% a typical year delivers, the work of a few big Octobers. Crucially, the gain is the stock's own rather than a rising tide's: October has cleared the S&P 500 by +2.6 points above the index. That consistency sets it apart from the field, where the average stock manages October only about 53% of the time.
The strength clusters rather than stands alone — August–November forms a firm stretch that carries much of the year. On the other side of the ledger, March has been the soft spot — the weakest of 2 months that average a loss (−5.4%), and the edge isn't year-round — the stock has trailed the S&P 500 in March and February. Its roughest month on record was a −33.9% March in 2020 — a reminder of how hard even a seasonal name can fall.
A long streak recently broke — October had risen 6 years straight before a −6.7% reading in 2025. If anything it has sharpened recently — the last five Octobers run ahead of the earlier years.
The takeaway is less about when to buy than what to expect: October aside, the stock's months offer little reliable tilt. With a short 9-year record, the signal is best held loosely.
Short answers on the stock's best month (October), its worst (March), and whether it really trades seasonally.
Yes, to a pronounced degree. Since 2017 its best month (October, +3.6%) has run well ahead of its worst (March, −5.4%) — the heatmap above shows how steady that gap has been year to year.
October has been the strongest, averaging +3.6% and closing higher in 7 of 9 years since 2017.
It's the weakest, averaging −5.4% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade