The takeaway
Metropolitan Bank Holding shows a pronounced seasonal pattern over 9 years of data — strongest in April (+6.9%) and softest in March (−12.1%).
Right now
In July, the stock has risen 50% of years, averaging +6.4%, about +4.2 pts better than the S&P 500.
The full picture
Metropolitan Bank Holding's most dependable month has been April, higher in 7 of 8 years; March has been its least reliable, up just 25% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
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| 2017 | — | — | — | — | — | — | — | — | — | — |
Month by month
The stock's clearest edge over the S&P 500 lands in November (+6.6 pts); it has trailed the market most in March (−13.2 pts).
“vs S&P” is Metropolitan Bank Holding’s average for a month minus the S&P 500’s average for that same month — isolating Metropolitan Bank Holding’s own seasonal edge from broad market drift.
Reality check
Over the last 5 years, April has closed higher 80% of the time versus 88% across the last 9 years — the pattern is holding.
Figures are the typical (median) April return and how often it rose — the last 5 years versus the last 9(the heatmap’s default window). This verdict stays anchored to that 9-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
This is a stock you can almost set a calendar by, and April is the anchor — it has closed higher in 7 of 8 Aprils, the steadiest beat on its year.
The strength looks broad-based rather than freakish: its average (+6.9%) and median (+10.2%) sit close together, so no single blow-out year is flattering the figure. That reliability comes with real swings, mind — even April ranges by 8.9% from year to year, so any single year can land far from the average. Better still, that strength is the stock's own and not just a buoyant market — April has outpaced the S&P 500 by +5.3 points on average. Few peers keep such company in April — the typical stock clears it just 55% of the time.
April anchors a run, too: the April-through-June window has been the stock's reliable season. On the other side of the ledger, March has been the soft spot — the weakest of 3 months that average a loss (−12.1%), and the edge isn't year-round — the stock has trailed the S&P 500 in March, September, and October. Its roughest month on record was a −39.4% March in 2020 — a reminder of how hard even a seasonal name can fall.
Reassuringly, the tendency has held its shape: the recent five years still track the years behind them.
For a stock this dependable in April, the sharper question is the rest of the year — outside its strong stretch, the calendar gives far less to lean on. With a short 9-year record, the signal is best held loosely.
Short answers on the stock's best month (April), its worst (March), and whether it really trades seasonally.
Yes, to a pronounced degree. Since 2017 its best month (April, +6.9%) has run well ahead of its worst (March, −12.1%) — the heatmap above shows how steady that gap has been year to year.
April has been the strongest, averaging +6.9% and closing higher in 7 of 8 years since 2017.
It's the weakest, averaging −12.1% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade