The takeaway
Root Inc shows a pronounced seasonal pattern over 6 years of data — strongest in June (+18.4%) and softest in December (−15.5%).
Right now
In July, the stock has fallen 40% of years, averaging −2.5%, roughly 4.7 pts behind the S&P 500.
The full picture
Root Inc's most dependable month has been June, higher in 3 of 5 years; December has been its least reliable, up just 0% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Win rate % | ||||||||||||
| Median return % | ||||||||||||
| 2025 | ||||||||||||
| 2024 | ||||||||||||
| 2023 | ||||||||||||
| 2022 | ||||||||||||
| 2021 | ||||||||||||
| 2020 | — | — | — | — | — | — | — | — | — |
Month by month
The stock's clearest edge over the S&P 500 lands in February (+50.3 pts); it has trailed the market most in August (−17.7 pts).
“vs S&P” is Root Inc’s average for a month minus the S&P 500’s average for that same month — isolating Root Inc’s own seasonal edge from broad market drift.
Reality check
Over the last 5 years, June has closed higher 60% of the time versus 60% across the last 6 years — the pattern is holding.
Figures are the typical (median) June return and how often it rose — the last 5 years versus the last 6(the heatmap’s default window). This verdict stays anchored to that 6-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
This is a feast-or-famine calendar. June reads as the strong month, higher in 3 of 5 Junes, but the tale is one of a few outsized years more than steady gains.
Read it with one caveat: the average (+18.4%) runs well ahead of the median (+7.4%), so a handful of outsized years — not steady strength — do much of the lifting. That reliability comes with real swings, mind — even June ranges by 36.3% from year to year, so any single year can land far from the average. Better still, that strength is the stock's own and not just a buoyant market — June has outpaced the S&P 500 by +18.2 points on average.
It doesn't stand entirely alone — January and March have leaned firm as well, if less emphatically. At the other end of the calendar, December has been the soft spot — the weakest of 6 months that average a loss (−15.5%), and the edge isn't year-round — the stock has trailed the S&P 500 in August, December, and September. Its roughest month on record was a −38.9% January in 2022 — a reminder of how hard even a seasonal name can fall.
Hold it loosely, then: the June tendency is genuine but lumpy, more about the occasional outsized year than a gain to bank on. With a short 6-year record and returns that swing hard year to year, the signal is best held loosely.
Short answers on the stock's best month (June), its worst (December), and whether it really trades seasonally.
Yes, to a pronounced degree. Since 2020 its best month (June, +18.4%) has run well ahead of its worst (December, −15.5%) — the heatmap above shows how steady that gap has been year to year.
June has been the strongest, averaging +18.4% and closing higher in 3 of 5 years since 2020.
It's the weakest, averaging −15.5% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade