The takeaway
Third Coast Bancshares, Inc. shows a moderate seasonal pattern over 5 years of data — strongest in May (+7.5%) and softest in December (−0.3%).
Right now
In July, the stock has risen 75% of years, averaging +9.1%, about +7.0 pts better than the S&P 500.
The full picture
Third Coast Bancshares, Inc.'s most dependable month has been May, higher in 4 of 4 years; December has been its least reliable, up just 20% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Win rate % | ||||||||||||
| Median return % | ||||||||||||
| 2025 | ||||||||||||
| 2024 | ||||||||||||
| 2023 | ||||||||||||
| 2022 | ||||||||||||
| 2021 | — | — | — | — | — | — | — | — | — | — |
Month by month
The stock's clearest edge over the S&P 500 lands in July (+7.0 pts); it has trailed the market most in April (−6.5 pts).
“vs S&P” is Third Coast Bancshares, Inc.’s average for a month minus the S&P 500’s average for that same month — isolating Third Coast Bancshares, Inc.’s own seasonal edge from broad market drift.
Reality check
Over the last 4 years, May has closed higher 100% of the time versus 100% across the last 5 years — the pattern is holding.
Figures are the typical (median) May return and how often it rose — the last 4 years versus the last 5(the heatmap’s default window). This verdict stays anchored to that 5-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
Strip the year back and a single month does the heavy lifting: May, up in all 4 Mays while the other eleven tend to blur together.
Its average (+7.5%) and median (+6.4%) land within a hair of each other — the tell of steady, year-after-year gains rather than one outlier doing the work. Crucially, the gain is the stock's own rather than a rising tide's: May has cleared the S&P 500 by +6.8 points above the index. That consistency sets it apart from the field, where the average stock manages May only about 55% of the time.
A few other months pull their weight: July and November have also closed higher more often than not. The weaker half of the year is plainer: December is the year's quietest corner, essentially flat on average, and the edge isn't year-round — the stock has trailed the S&P 500 in April, September, and March. Its roughest month on record was a −15.3% July in 2022 — a reminder of how hard even a seasonal name can fall.
The takeaway is less about when to buy than what to expect: May aside, the stock's months offer little reliable tilt. With a short 5-year record, the signal is best held loosely.
Short answers on the stock's best month (May), its worst (December), and whether it really trades seasonally.
Yes, to a moderate degree. Since 2021 its best month (May, +7.5%) has run well ahead of its worst (December, −0.3%) — the heatmap above shows how steady that gap has been year to year.
May has been the strongest, averaging +7.5% and closing higher in all 4 years on record since 2021.
It's the weakest, averaging −0.3% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade