The takeaway
U-Haul Holding Company shows a pronounced seasonal pattern over 4 years of data — strongest in July (+4.6%) and softest in October (−6.2%).
Right now
In July, the stock has risen 67% of years, averaging +4.6%, about +2.5 pts better than the S&P 500.
The full picture
U-Haul Holding Company's most dependable month has been July, higher in 2 of 3 years; October has been its least reliable, up just 0% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Win rate % | ||||||||||||
| Median return % | ||||||||||||
| 2025 | ||||||||||||
| 2024 | ||||||||||||
| 2023 | ||||||||||||
| 2022 | — | — | — | — | — | — | — | — | — | — |
Month by month
The stock's clearest edge over the S&P 500 lands in November (+5.1 pts); it has trailed the market most in October (−7.2 pts).
“vs S&P” is U-Haul Holding Company’s average for a month minus the S&P 500’s average for that same month — isolating U-Haul Holding Company’s own seasonal edge from broad market drift.
Reality check
Over the last 3 years, July has closed higher 67% of the time versus 67% across the last 4 years — the pattern is holding.
Figures are the typical (median) July return and how often it rose — the last 3 years versus the last 4(the heatmap’s default window). This verdict stays anchored to that 4-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
The year leans July's way without overwhelming the rest of it: the stock has closed higher in 2 of 3 Julys, its most dependable month if not a dominant one.
Its average (+4.6%) and median (+6.7%) land within a hair of each other — the tell of steady, year-after-year gains rather than one outlier doing the work. That reliability comes with real swings, mind — even July ranges by 8.4% from year to year, so any single year can land far from the average. Crucially, the gain is the stock's own rather than a rising tide's: July has cleared the S&P 500 by +2.5 points above the index. Some of that is a strong month market-wide, mind — July rises for about 61% of stocks — so the tendency is real if not unique.
A few other months pull their weight: January and August have also closed higher more often than not. The weaker half of the year is plainer: October has been the soft spot — the weakest of 5 months that average a loss (−6.2%), and the edge isn't year-round — the stock has trailed the S&P 500 in October, April, and May. Its roughest month on record was a −17.6% December in 2022 — a reminder of how hard even a seasonal name can fall.
Treat it as a tendency rather than a rule — seasonality describes the past, not a promise. With a short 4-year record, the signal is best held loosely.
Short answers on the stock's best month (July), its worst (October), and whether it really trades seasonally.
Yes, to a pronounced degree. Since 2022 its best month (July, +4.6%) has run well ahead of its worst (October, −6.2%) — the heatmap above shows how steady that gap has been year to year.
July has been the strongest, averaging +4.6% and closing higher in 2 of 3 years since 2022.
It's the weakest, averaging −6.2% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade