The takeaway
Enact Holdings Inc shows a pronounced seasonal pattern over 5 years of data — strongest in August (+7.7%) and softest in February (−1.6%).
Right now
In July, the stock has risen 75% of years, averaging +3.5%, about +1.3 pts better than the S&P 500.
The full picture
Enact Holdings Inc's most dependable month has been August, higher in 4 of 4 years; February has been its least reliable, up just 25% of the time.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Win rate % | ||||||||||||
| Median return % | ||||||||||||
| 2025 | ||||||||||||
| 2024 | ||||||||||||
| 2023 | ||||||||||||
| 2022 | ||||||||||||
| 2021 | — | — | — | — | — | — | — | — |
Month by month
The stock's clearest edge over the S&P 500 lands in August (+7.4 pts); it has trailed the market most in December (−2.3 pts).
“vs S&P” is Enact Holdings Inc’s average for a month minus the S&P 500’s average for that same month — isolating Enact Holdings Inc’s own seasonal edge from broad market drift.
Reality check
Over the last 4 years, August has closed higher 100% of the time versus 100% across the last 5 years — the pattern is holding.
Figures are the typical (median) August return and how often it rose — the last 4 years versus the last 5(the heatmap’s default window). This verdict stays anchored to that 5-year window even if you zoom the chart, so it never disagrees with the badges above.
In plain English
The seasonal story is really one month's story — August. It has closed higher in all 4 Augusts, a concentration the rest of the calendar can't touch.
The strength looks broad-based rather than freakish: its average (+7.7%) and median (+7.2%) sit close together, so no single blow-out year is flattering the figure. No month is steadier: August's returns vary by just 1.3% year to year, and even its worst August in 5 years lost only 6.6% — the gentlest downside anywhere on its calendar. Better still, that strength is the stock's own and not just a buoyant market — August has outpaced the S&P 500 by +7.4 points on average. Few peers keep such company in August — the typical stock clears it just 52% of the time.
August anchors a run, too: the July-through-November window has been the stock's reliable season. At the other end of the calendar, February has been the soft spot — the weakest of 4 months that average a loss (−1.6%), and the edge isn't year-round — the stock has trailed the S&P 500 in December, June, and February. Its roughest month on record was a −10.7% June in 2022 — a reminder of how hard even a seasonal name can fall.
For a stock this dependable in August, the sharper question is the rest of the year — outside its strong stretch, the calendar gives far less to lean on. With a short 5-year record, the signal is best held loosely.
Short answers on the stock's best month (August), its worst (February), and whether it really trades seasonally.
Yes, to a pronounced degree. Since 2021 its best month (August, +7.7%) has run well ahead of its worst (February, −1.6%) — the heatmap above shows how steady that gap has been year to year.
August has been the strongest, averaging +7.7% and closing higher in all 4 years on record since 2021.
It's the weakest, averaging −1.6% — historically a soft spot, though it still varies from year to year.
Explore
These names have the strongest July track records on record — a starting point for comparison.
Before you trade